scams, ripoffs, identity theft
and other African/European/Asian country email fraud continues in 2017. Fake, rip off, scam, misleading or genuine 'legit'
business opportunities how do you tell
them apart? With thorough research and due diligence!
those who aren't aware of the many types of scam (and scum) floating around
in cyberspace are not likely to find pages like this; some have become
victims first. Hopefully, you're not one of them!
The oldest and
worst scam that still catches people, especially those relatively new to the
internet and email, is the now infamous
Nigerian 411 and 419 fraud letter, still arriving every day in 2017.
is sometimes amazing. There are so many variations of the same basic scam
which has been around for at least 30 years:
the promise of a lot of money several million dollars
that is 'secured' somewhere and needs YOU to release it and then keep most
of it for yourself. You only need to divulge your personal and
banking details, plus pay a relatively
small amount in expenses up front.
That is the
scam, because there are no millions to begin with. The whole thing is
fraud driven by greed. Its official name is
advance fee fraud. The small amount
often gets larger, but anything paid out in advance is lost.
Dead giveaways that an
email is a scam:
Mentions millions of US dollars awaiting
Letter ALL IN UPPER CASE this is uncommon
Contains numerous spelling and grammatical
errors, unusual words or phrases in archaic 'legalese' mixed with modern
The writer's first and surname are common
English first names e.g. Peter Robert, James Michael, John David etc.
He (sometimes she) is a Judge, Barrister, Doctor,
Minister, military officer etc. or an internationally known name e.g. Michelle
Has Christian or biblical words or expressions,
Mentions the untimely, dramatic death of the
Mentions fraud or anti-corruption, FBI, IMF,
United Nations etc.
Does not mention the recipient's name (they don't
know you yet)
IS addressed to someone by name, but it's not
Reply email address has no connection to the bank
or organisation represented; often at a free service like Gmail, Yahoo, Hotmail
There have been
recent innovations to the format including some that acknowledge these
scams and fraud exist
and that people have been taken advantage of, but now there's
compensation available to them (or YOU, even
though the letter is not addressed to you by name) and it's several
million dollars! That's an awfully big fund
that the Nigerian or other African government suddenly has access to isn't
intelligent person should be able to recognise this type of scam letter and
delete it immediately; unfortunately some still respond. Read the following
and then reply if you wish (or are so gullible)
to the good Nigerian 'judge' at his Yahoo Hong Kong address:
MOTTO: We Fight Against Fraud, Funds Delay and Impersonation.
Head Office: Plot 802, Constitution Avenue
Zone A9 Central Area
P. M.B 535, Garki Abuja.
*****24HRS SERVICE *****
LETTER OF COMPENSATION/SETTLEMENT.
We hereby inform you that out of our records for the year investigation it
is drawn to us that you
have been victimized by the men of underworld(Pretenders/impostors).
However,the management has
been dutifully empowered by the Investigation bureau office of the President
Commander-in-chief of the Armed Forces of Federal Republic of Nigeria to
curb all illicit
transaction and workload of this perpetrators.
In line with the Anti-corruption crusade of the Presidency, President
Goodluck Jonathan (GCFR)you
are by this Email notification to stop any contact regarding this illegal
transaction with this
Hoodlums.Out of our findings, the image of this country has been dented
Internationally during the
past administration of the Federal Government of Nigeria.Presently,we have
employed a strategy to
remit sanity,and vow to terminate the activity of this fraudsters,by
consolidating our security
Network all over the country in view to monitor all outgoing and incoming
communication to enable
us fish out and avert all illegal and suspicious transaction both
domestically and internationally
Moreover,it occur that some of our Financial Institutions(Bank) serve as a
condit pipe by which
this fraudsters use to perpetrate the undo crime.We have signal all these
to implement scrutinized investigation before carrying any transaction.Any
bank found culpable of
breaching the law,must have their operational license revoke.
In accordance with the criminal and other related offense act 25 of 1999
constitution, we have
been officially compel by Senator. A. Aminu(JP), Chairman, Senate committee
on Foreign Affair to
mapped out billions of Dollars from the Annual Budget to compensate all
defrauded victims as part
of the ongoing National Reform Scheme of the presidency and means to radiate
In view of this,we have been informed that you are still dealing with those
hoodlums in all your
attempts to secure the release of your fund.We wish to advise you that such
an illegal act has to
stop if you wish to receive your payment since we have decided to bring a
solution to your
problem. Do be informed that we reserve the right at our discretion to sue
you for damage on
recognition of further contact with this people.
By the strength of this development the sum of US$5.Million United States
(USD$5,000,000.00) has been SIGNED to each beneficiaries to be paid . This
Memorandum is to notify
you that you will be settled with the sum of US$5.Million United States
(USD$5,000,000.00)/ your Inheritance /contract or lotto payment.
Kindly send the above information :
1. Your full name:
2. Your residential address:
3. Mobile and fax number (for regular official contact).
These above-mentioned informations will officially enable us to carry out
processes and after that your compensation sum/Inheritance Funds will be
approved in your name and
Electronically wired into your designated Bank account or by ATM Card
delivery to your doorstep.,
depending on which mode of payment you prefer.
You are to contact this office upon receipt of this notification immediately
to proceed for payment.
To fight corruption to a standstill and restore Nigeria to the enviable
standard of respectability
and dignity of the nations.
Please do respond back to us with this email. (
Hon. Justice Ayoola
Chairman ICPC Nigeria.
(Independent Corrupt Practice Commission,ICPC)
Powered by Information Communication Technology Dept., (C) 2012 ICPC
Nigeria, registered trademark.S
* Also dangerous is an email that appears to be
intended for someone else, but 'by a stroke of luck' has ended up in
your mailbox. It relates to a payment for previous services, a lottery win
or other money-related transaction. THESE ARE ALWAYS FAKE. NEVER
RESPOND TO THEM. If you do you are willingly being led into a trap
because you WANT to believe that the email is genuine. That means you
are a greedy, clever opportunist, willing to take advantage
of a case of 'mistaken identity', putting you on the same ethical or moral level as
** Ridiculously transparent,
this 2015 version deserves special mention:
How are you today?
I am Mrs. Michelle Obama and I am written to inform you about your Bank
Cheque Draft brought by the United Embassy from the government of Benin
Republic in the white house Washington DC which contains the sum of
$20.000.000 millions us dollars credited from the bank of America, the
delivery of your funds has been mandated to be deliver to your address on
Friday being 17th of April 2015 to you as soon as you get back to me with
your home address and your cell phone number.
Bear in mind that I have taking my time to be in charge of your funds as
instructed by my husband to ensure that you received your funds successfully
from the white house to reduce the economy and Im the only one that has
your funds in regard to my husband Mr. Barack Hussein Obama II and you will
have to pay the sum of $130.00 only before your Bank Cheque Draft will
deliver to you on Friday, the reason why the fee is required is to have your
funds clearance paper from the origin of the funds to avoid any harassment
from the authority and you are also expecting to be announce as winner of
the said amount by Friday as soon as your fund is delivered to you.
So you are urgent advised to get back to me with your home address and also
the payment information today for immediate effect of your delivery. Note
that the $130 is the only fee and final payment you have my assurance.
Mrs. Michelle Obama
The White House
(Official Residence of the President of the US)
1600 Pennsylvania Avenue NW
Washington DC 20500 USA.
Internet Marketing Scams
A lot of scamming is
blamed on internet marketing itself (more below). In its defence, though, a
lot of what goes on is labelled 'scam' or 'fraud' when this isn't
always totally true.
Often a business or activity is quite legal and legitimate but the heavy marketing
tactics are excessive. Caveat emptor ('buyer beware' in Latin). Those who believe promises of instant wealth or income with
little or no effort or cost are naive, and those whose greed transcends their good
sense often deserve to lose money.
best things in life
are free." If only that
were true today! Free
information is often useful, but it's rarely the best.
Few businesses give all their 'shocking details and secrets' away when they can sell
them (or something else) to make even more money. You may well get
valuable advice, but it may be part of a pre-sell or softening up strategy.
It's important to do your homework first. Do independent research on
the product or service on offer, visiting forums and member sites. Join them
if necessary to get proper feedback.
Affiliate Marketing is promoting and selling on commission the products
or services of others. An affiliate program manages the logistics of
supply and payment automatically. There are scam affiliate programs,
too, where affiliates don't receive their commissions, so one needs to be
wary. Many of the
products that are sold in this way are books and tools relating to
Internet Marketing itself. Claims of instant success, huge checks or
'overnight wealth' are misleading, and there are certainly scams
among them. Effort, knowledge, understanding, experience, perseverance and
honesty are all necessary for success in any business, and Internet marketing is
exception. Look for products that receive positive feedback from users, but
also beware of scam review sites that are just trying to sell them.
Anyone who starts a new
business (internet or offline) should realise that there is a learning curve,
and that there will be many stops and delays along the road to success. The idea is
to get the best information and that which is suitable for you. There are
many different ways of selling products over the internet, but there is a
basic set of rules that has to be followed. Most books and courses mention
these, with varying emphasis on major points. There are few if any real
'secrets' left in the internet business. Learning the basics well is the
Identity Theft over the
Internet, Password Protection, Backup
This unfortunately is scam and fraud at its
worst and is an ever-increasing problem. There are many ways of obtaining
personal information under false pretences.
Banks, loan, credit and finance companies,
PayPal and eBay and other organisations that already have your details on file
do not request personal updates by sending out emails. They ask you to log
in to your account. If you receive this
sort of email message, be very wary, and much more importantly
DO NOT RESPOND. Visit the website the
same way you usually do. Never follow instructions to click on a link; you may think you are
being taken to the correct site, but it will be a fake.
NEVER FILL IN A
'FORM' asking for address and (especially) bank details. New scam attempts
include employment or job offers as agent or cashier for
legitimate companies not involved in a scam being falsely represented.
WEBSITE/DOMAIN NAME OWNERS:
Renew your domain(s) only through the domain registration
originally signed up with and where you will be asked to log into your
user account. Be
extremely careful about responding to an email request to renew one of
your registered domain names if it comes from a previously unknown third party such as
ISP Renewal Reminder which is a scam. They ask for a payment of
$79.95 and your credit card details. IGNORE AND
MARK AS SPAM.
ADD PRIVACY TO YOUR
DOMAINS. When you register a domain name, unless you opt
for 'Privacy' (usually a few dollars extra per year), your contact
details are made public and available to anyone who does a 'whois'
domain name query. Scammers too can see the owner's name and email
and also the domain expiry date. To add Privacy, log in to
your account and find the domain management options. Then only the
host name or proxy details are published not your personal information.
It's money well spent. Also check that your domains are Locked (only
you can sell or transfer the name). This is free.
PROTECT YOUR WEBSITE LOGINS
Logins and passwords to sites are
a huge potential security risk. If you are a member of many sites or have
affiliate accounts, you probably use the same password for them
all. It's a known fact that most users cannot remember multiple passwords
and therefore use the same one for everything. This is highly risky as once your
login and password has been found by a
clever hacker, it could even be used to gain access to your bank or
credit card accounts.
AVOID DATA LOSS; BACK UP
REGULARLY TO AN EXTERNAL PORTABLE DEVICE. Whether your
computer has been lost or stolen, or has suffered hardware or
software failure, you run the risk of losing valuable programs, data and
sometimes irreplaceable files. Don't wait until it happens. Visit http://www.search.bestwatches.cn to find out more regarding replica watches. There are numerous ways to back
up information to other media.